Unispend – Privacy Policy
Unispend ("we", "our", "us") values your privacy. This Privacy Policy explains how we collect, use, store, and protect your information when you use the Unispend mobile application ("App").
1. Information We Collect
We collect the following types of information:
- Personal Information: Name, email address, phone number (optional), avatar image.
- Account Information: User ID, authentication credentials (stored securely in hashed form).
- Financial Data (User-Entered): Expenses, income, savings goals, budgets, categories, monthly summaries, and balances.
- Sensitive Identifiers: Bank details or UPI identifiers, stored only in encrypted or hashed format.
- Technical Data: Device type, operating system, app usage logs, crash reports, and IP address (for security and diagnostics).
2. How We Use Your Information
Your information is used solely to operate and improve the App, including:
- Creating and managing your account
- Providing core finance tracking features
- Generating insights and summaries
- Sending notifications and alerts
- Maintaining app security and fraud prevention
- Improving performance and user experience
3. Legal Basis for Processing
We process your data based on user consent, contractual necessity, legitimate interest, and compliance with applicable laws.
4. Data Sharing and Third-Party Services
We do not sell your personal data. Limited information may be shared with trusted third-party services strictly for app functionality, such as:
- Analytics and crash reporting services
- Notification delivery providers
- Advertising partners (e.g., Google AdMob)
- Cloud hosting and infrastructure providers
5. Data Security
We implement industry-standard security measures including encryption, access controls, and secure communication protocols to protect your data.
6. Data Retention and Deletion
Your data is retained while your account is active. You may request account deletion at any time. Upon deletion, personal and financial data will be permanently removed, except where legally required.
7. User Rights
You have the right to:
- Access your personal data
- Correct inaccurate information
- Request account and data deletion
- Withdraw consent where applicable
8. Children’s Privacy
Unispend is not intended for children under the age of 13. We do not knowingly collect personal data from children. If such data is discovered, it will be promptly deleted.
9. International Data Transfers
Your data may be stored or processed on servers located outside your country of residence. Appropriate safeguards are applied to protect your information.
10. Changes to This Policy
We may update this Privacy Policy from time to time. Continued use of the App after changes indicates acceptance of the updated policy.
11. Contact Information
If you have questions or concerns about this Privacy Policy, contact us at:
Email: unispend001@gmail.com